These scams usually occur via email, text messages or phone calls. Spoofing and phishing schemes: Spoofing and phishing schemes are attempts to obtain personal information from individuals by pretending to be a reputable entity or organization such as a bank, government agency or service provider.This information is then used to carry out fraudulent activities, such as applying for loans or credit cards in the victim’s name. Data breaches: Data breaches occur when cybercriminals gain access to a company’s database containing personal information such as names, addresses, Social Security numbers and credit card details.Here are some most common causes of identity theft: ![]() Identity theft can happen in a variety of ways, but all involve the use of your personal information to commit fraud.
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